Payment systems / Ajay at Prudential · previous employment
A recurring payment path for insurance policies.
At Prudential, Ajay designed and implemented recurring payments based on established policy mandates.
Earlier experienceThe need
Collect recurring policy payments under existing mandates.
The role
Ajay designed and implemented the capability.
The system
A policy management platform.
The setting
The problem behind the work.
Policy management involves payments that recur under mandates established with policyholders. The platform needed a way to manage those payments as part of its ongoing policy lifecycle.
A recurring payment path has to connect the policy schedule and mandate to a payment attempt and a recorded result.
How it works
The workflow at a glance.
Simplified view of the workflow.
Contribution
What Ajay built.
Ajay's role
Ajay designed and implemented the recurring payment system as a Senior Software Engineer at Prudential. He also managed the policy platform lifecycle and coordinated a three-person team.
Approach
The capability connected scheduled policy payments with pre-established mandates. Its design and delivery required coordination with the wider policy system and other teams.
Design choices
What the work required.
Use established mandates
The recurring path starts from the payment authority already associated with the policy.
Keep the policy in view
Payment behavior belongs within the policy lifecycle rather than as an isolated transaction.
Coordinate delivery
A payment capability touches product, service, and operational responsibilities across teams.
Result
What changed.
Ajay designed and implemented the recurring payments system within Prudential's policy platform.
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